Whether you are a full-time farmer, farm as a hobby, or own a farm worked by someone else, our broad Farmowners policy can cover your unique needs.
A Farmowners policy protects your home and personal property as well as farm-related property. Typical coverage includes structures such as barns, sheds, equipment, livestock, and tenant-occupied dwellings on your property.
The policy includes liability coverage to protect you in the event someone is hurt, or someone else's property is damaged on your property. Coverage for loss of income due to a covered loss is also available.
Customize your farmowners policy with optional coverages:
New! Avian Influenza: Farm Earnings Coverage endorsement. This optional coverage provides for business income loss when an outbreak of avian flu interrupts poultry growing operations at a dependent location.
Replacement Cost Coverage for your residence and personal property
Protection for mobile farm machinery and livestock
Farm and personal liability protection
Identity theft resolution services and expense reimbursement
Equipment breakdown coverage
A variety of discounts are available
Some restrictions apply. Product availability subject to geographic limitations. Farmowners policies are available in Virginia.