Whether you are a full-time farmer, farm as a hobby, or own a farm worked by someone else, you may have special insurance needs our broad Farmowners policy can cover.
A Farmowners policy protects your home and personal property as well as farm-related property, which can include structures like barns and sheds, equipment, livestock, and tenant-occupied dwellings on your property.
The policy includes liability coverage to protect you in the event someone is hurt or someone else's property is damaged on your property. Coverage for loss of income due to a covered loss is also available.
To customize your policy to meet your individual needs, you can select from several options:
Replacement Cost Coverage for your residence and personal property
Protection for mobile farm machinery and livestock
Farm and personal liability protection
Identity theft resolution services and expense reimbursement
Equipment breakdown coverage
A variety of discounts are available
This is just one of many products
Farmowners policies are only available in Virginia